Flexible funding for UK businesses
Business funding that moves at the speed you do.
Access flexible business funding based on your card and online sales, with repayments that move with your business.
Fast online application • Clear pricing • Powered by YouLend
Fast application
Simple digital journey
Flexible repayments
Linked to your sales
Clear pricing
Know your agreed fee upfront
Official YouLend partner
Applications securely handled by YouLend
A different way to fund your business
Funding that flexes with your business.
Traditional business loans can mean fixed monthly repayments regardless of how your business is performing.
Card Funders connects eligible businesses with revenue-based funding through YouLend. You receive funding upfront and repayments are collected automatically as an agreed percentage of your future card or online sales.
Sell more, repay more. Sell less, repay less.
Business receives funding
A lump sum upfront, based on your sales.
Business makes sales
Trade as normal through cards and online.
Sales repay the funding
A small agreed percentage is collected automatically.
Why Card Funders
Simple funding. Built for modern businesses.
Repay as you earn
Repayments are linked to your sales rather than relying on a traditional fixed monthly repayment.
Fast digital application
Apply online through our dedicated YouLend application journey.
Clear pricing
Your funding offer clearly sets out the fixed fee and repayment structure.
No traditional interest
Rather than an interest rate accumulating over time, the funding uses an agreed fixed fee.
Built around card sales
Designed for businesses generating revenue through card terminals and online payments.
Funding for growth
Use funding for stock, equipment, marketing, refurbishment, expansion, cashflow or other business purposes.
How it works
From application to funding, without the usual friction.
Apply online
Tell us about your business through the secure online application.
Receive your offer
YouLend assesses your application and, if approved, provides your funding options.
Get funded
Accept your offer and receive funding directly into your business account.
Applications and funding are provided through our official funding partner, YouLend.
Put it to work
What could you use the funding for?
Buy stock
Refurbish your premises
Invest in marketing
Purchase equipment
Hire additional staff
Open another location
Improve cashflow
Grow your ecommerce business
Built for businesses that take payments every day.
If your business accepts card or online payments, Card Funders could help turn your future sales into funding for today.
Retail
Restaurants
Cafés
Bars & hospitality
Ecommerce
Beauty & wellness
Leisure
Professional services
Powered by a global funding partner
Card Funders × YouLend
We've partnered with YouLend to give UK businesses access to a fast, established and fully digital funding experience. When you apply through Card Funders, your application is securely completed through our dedicated YouLend partner journey.
YouLend
Application & funding
Funding
Into your account
FAQs
Questions, answered.
Ready to give your business more room to grow?
See whether your business could qualify for flexible funding in just a few minutes.
Secure application • Powered by YouLend